Advertise Here

25 Easy Money-Saving Tips

1. Cut out the soda and drink more water! You’d be surprised how much you will save.

2. Go over your grocery list. Try buying more off-brands. Most of the ones I’ve tried are just as good as their more expensive counterparts.

3. Buy clothes and shoes for you and the kids from the clearance racks. I have been buying my sons’ school clothes this way for years!

4. Get movies from the library instead of renting them.

5. Same with books, borrow instead of buy. We usually only read them once anyway.

6. Go on a picnic instead of going to the restaurant. It is more fun and much cheaper!

7. Toss all your change in a “piggy bank” of some kind and let it accumulate for a few months or longer. You will think you struck it rich! (Not really, but it does add up)

8. If you have all the movie channels, cut them down a bit. Most of the movies rotate through them all anyway.

9. Do your laundry at night. The rates are cheaper.

10. Give your clothes an extra spin as it costs less to run a washer than the dryer.

11. Ask your credit card companies for a lower interest rate. Sometimes rather than lose a good customer, they will grant your wish!

12. Buy your holiday decorations AFTER the holiday. You can save up to 75% or more.

13. Turn down your heat a couple degrees more at night and throw on an extra blanket.

14. Clean behind your refrigerator at least once a year to get out all the dust and dirt that can cost you more money.

15. Save empty bread bags and grocery bags instead of buying box after box of storage bags.

16. Keep your car tuned and your tires properly inflated to save money on gas.

17. Buy inexpensive fabric for cloth napkins, doilies, etc.

18. Be creative when it comes to decorating. Use sheets to make curtains. Use an old quilt as a cozy wall-hanging. Create an artful display with family photos.

19. Save the new, convenient plastic coffee cans with handles. Paint them, decorate them and use them for organizers for kids art supplies, your CDs, pens & pencils, food envelopes, recipes, craft supplies, etc.

20. Turn unused stuff into money. If you have a gift you haven’t used or that shirt you bought and never wore, take them back to the store. You might not get full price, but some is better than none.

21. Use petroleum jelly to remove make-up. It is much more economical then beauty products made for
removing make-up.

22. Hydrogen peroxide can be used to kill germs in cuts and sores rather then expensive antibiotic medicines.

23. Make windowsill or container gardens and grow herbs and fresh vegetables.

24. Instead of a night on the town, send the kids to Grandma’s and have a romantic night at home.

25. Make and STICK TO a budget!

Find lots more tips, articles, and resources for your home, family & business at Seymour Products. Terri and her husband Terry also offer a low-cost, wholesale distributorship with unlimited support, and a complete line of one dollar ebooks and software with full resell rights.

How to Save Money At the Grocery Store

I love going to the grocery store and looking at my receipt to see how much I saved. The best I’ve personally done is 70% and I’ve only been able to do that once. I really try to save between 30% and 40% when I visit the grocery store, if possible.

In addition to the tips below I also shop at a grocery store that gives me gasoline discounts. Each time I spend $50 in groceries, the store gives me 3 cents per gallon off on my gasoline. My car usually will take 13 gallons. At 3 cents per gallon off, it’s another 39 cents I’m saving when I shop. I know that doesn’t seem like a lot, but if I fill my car 26 times per year (every other week), in a year I’ve saved $10.14. That ten dollars comes to me just for shopping at a store that has great prices to begin with.

Here are several of my tips for saving money at the grocery store:

1. Buy day old meat. If you freeze the meat it will hold for several months. Sometimes I can save 50% on the cost of the meat by buying day old meat. This applies to poultry also.

2. Buy bread at outlet stores if available. Again, I save 50% by buying the day old bread. I keep bread in my refrigerator, so it will last many days. If you don’t have an outlet store, compare the price of store bought bread with the price of day old bakery bread.

3. Watch the store sales. I try very hard to not run out of items so that I only buy items when on sale. For example, we make spaghetti at least once a month. I use Prego sauce as a base. I buy it when it’s on sale, knowing I’ll use it in the next month.

4. Use coupons. If I see a coupon for a product I use, I cut the coupon. If your store offers double coupons, shop on the days your coupons will be doubled. If you can buy an item on sale and use a coupon, you’ll save even more. Consider trying a different brand, if there is a coupon and it will cut your overall grocery bill.

5. Grocery stores tend to put the higher priced items at eye level. Check the top and bottom shelves to see if a different brand or different size might be a better price.

6. Compare brands. Don’t be afraid to try store brand products. One of the major manufacturers is making the store brand product. I actually save quite a bit of money on mayonnaise by buying the store brand. We bought a small jar of the store brand and liked it. Now it’s all we use.

7. Shop with a list. Try not to impulse buy. Stick to your list. I try to only impulse buy if I find something on sale that was not in the circular and it’s an item we use.

8. Plan your shopping. We have one store in town that always sells eggs for a dollar a dozen. I seldom find them at the grocery store for that price. I make a plan to buy eggs while in the part of town where this store is. I plan ahead so I don’t run out of eggs prior to going to this one store.

9. Buy in bulk if the price is right. We use real butter in my home. I buy 6 pounds at a time. I put it in the freezer and it keeps for months. I get the best price buying butter in bulk this way.

10. Always check price per unit, or price per ounce. Larger does not always mean a better price. Laundry detergent is a great example. I’ve been able to buy 3 smaller containers for less than the cost of one larger container.

Once you begin seeing the savings, you’ll begin to look forward to shopping just to see how much you can save!

Article by: Audrey Okaneko is mom to two girls. She can be reached at audreyoka@cox.net or visited at Recipe Barn.

Come Get To Know Us :)

We're Very Social!