Resources and information for moms.
If your family finances are getting a little unruly and you want to do more with you money and for your family, here’s a quick checklist guide to help you out. Find out what you should include in your budget (some things you may not have thought of before) and what to do with that information.
Click here to get yours (PDF)*
The holiday season is one of the many times of year when families find it hard to keep the budget in check. The following article gives you 10 ideas to reverse the vicious cycle.
By Cindy Morus, Creator of the Pay Debt Quickly System
According to a Gallup poll, the average American family will spend $801 this year on Holiday gifts. Remember an average means that some people spend way more and some people spend a lot less. With economic times tough this year for most people, it’s a good chance to talk to your friends and family about cutting back on Holiday gift giving, seeking alternatives or even eliminating it altogether. Most people have more than enough “stuff” and that’s why they are so hard to buy for. [Read more...]
Here is a question I receive from clients and subscribers all the time. It’s more common a problem than we might like to think.
Question: I don’t know how to pay off my debt. My debts are more than the money I earn each month. What can I do?
Answer: That’s a tough spot to be in. Let’s look at the scenario that your debts are higher than your income but you’re still able to make the payments. It sounds like this is really worrying you – maybe that you won’t be able to make the payments soon. So, now is a good time to be asking this question. Since you can make the payments, every month, you’re actually in a good position to be able to eliminate the debt over the next couple of years (perhaps sooner). Here’s what to do…
1. From Minimum Payments to Fixed Payments. Convert all your current minimum payments to fixed payments. That means that if you are paying $55.55 this month, you’ll pay that every single month until the debt is paid off – no matter what the minimum payment is on your bill.
2. Stop Using Your Credit Cards. There’s no grace period on cards that have a balance so you start paying interest on new charges immediately.
3. Get Clear on Your Debt. List every one of your debts on a piece of paper (you can get my form here) so you know exactly what you’re dealing with. Sometimes it’s worse than you thought and sometimes not so bad but you won’t be able to really know until you see it all in black and white.
Get More Help:
Eliminate your debt and save your money using the Pay Debt Quickly System. It comes with the software and strategies you need get rid of your debt without making an large payments or making any significant lifestyle changes. Click here to learn more and get started right away.
Debt can seem overwhelming and when you can’t see light at the end of the tunnel. It can be hard to make those first steps to turn things around. If you read this article and commit to completing these 3 steps, you’ll be on your way to finally saying good bye to that growing debt.
Are you struggling with debt? I’ve been there (and it was a major cause of my divorce). This is information I wish I had known then.
Step 1: Draw a Debt Picture – Gather all your statements and enter your information in the Debt Payoff Info worksheet. You’ll need to know your balance, interest rate and current payment. Total the balances and the payments. Acknowledge that you used your credit cards to fund your lifestyle and move on to debt-freedom.
This article contains some easy-to-follow advice that will help you if you find it difficult to save money and to pay off your debts that never seem to go away. Sometimes it’s the little things we do that matter the most.
It’s just about the beginning of a brand new year: a time to set goals, make plans, and start afresh; a time to dream of making more money, having a more beautiful body, and experiencing more love. I can’t help you with your body or your love life but I can show you some tools for making more money this year.
Have you ever heard of the PDQ Factor? Probably not, but you probably have heard of the acronym PDQ, which means “pretty darn quick” and that can be expensive: think fast food, fast cars, and fast women. This PDQ, The PDQ Factor will save you money. In fact, it can even make you wealthy over time.
Buy Scentsy Candle Warmers online
Affordable Web Design and Maintenance
TeenBizTalk – Online Homeschool Business Community
Watkins Products & Business Information
2 Week Manicure! OPI Axxium
